What to do if You Are Hurt in an Uber or Lyft Accident in Florida

person driving car

Most of us rely on Uber and Lyft as dependable and affordable means of transportation. Unfortunately, accidents still happen, and if you were hurt in an Uber or Lyft accident, you should strongly consider speaking with a seasoned Jacksonville car accident lawyer from Ansbacher Law. Here are some of the questions you may have about these accidents and how we can help if you’ve been hurt in one:

What should I do if I’m hurt in an Uber or Lyft accident?

If you are injured in an Uber or Lyft accident, you should do everything you can to document the incident, as well as seek immediate medical treatment. Once you’ve called the police to the scene, you should ensure that you get the driver’s insurance information and phone number. You should take pictures of the scene of the accident and gather witness contact information. If you were hurt as a passenger in an Uber/Lyft vehicle, take down the driver’s Uber/Lyft info as well. After receiving medical treatment in a hospital, you should obtain a copy of all medical documentation pertaining to your injuries and retain the services of our Jacksonville personal injury attorneys who can help you pursue the compensation you need to heal.

How does Uber/Lyft’s liability coverage system work?

In many cases, Uber and Lyft will provide those injured in Uber/Lyft accidents with financial compensation via their liability coverage system. Their coverage system is broken down into “periods,” which are as follows:

  • Period 0: If the Uber/Lyft driver has not yet logged into the rideshare app and causes an accident, Uber/Lyft will most likely not provide liability coverage to those injured. In this case, if you were hurt, you will have to go through the driver’s private insurance company.
  • Period 1: This is when the Uber/Lyft driver is logged in to the app but has not yet accepted a ride and causes an accident. When this happens, Uber/Lyft will provide liability coverage of up to $50,000 per person injured in the accident, $100,000 total injury liability per accident, and $25,000 property damage liability.
  • Period 2: Period 2 is when an Uber/Lyft driver accepts a ride and is on the way to pick up the passenger and causes an accident. When this happens, Uber/Lyft’s liability coverage increases to $1 million.
  • Period 3: When an Uber/Lyft driver picks up a passenger and causes an accident, Uber/Lyft will provide liability coverage up to $1 million and additional limited coverage for any damage to the driver’s car and uninsured motorists’ coverage.

If you have any additional questions or you believe you’re entitled to compensation, simply pick up the phone and give us a call today.

Contact our experienced Florida firm

Ansbacher Law is composed of knowledgeable attorneys who are ready to assist clients with various legal matters throughout North Florida. We understand the urgency of your personal injury claim and additional legal matters, which is why we provide each of our clients with compassionate and efficient legal assistance, every step of the way. Please contact our office for an initial consultation today.