What is PIP and Do I Need it in Florida?

If you’re a licensed motorist, you’ve most likely heard about PIP, also known as Personal Injury Protection insurance, but do you know what its function is? If you’ve recently been injured in a car accident or another type of auto accident, you’re most likely looking to find out now, if you don’t already know. Please continue reading and reach out to our experienced Jacksonville personal injury attorneys to learn more about PIP, whether you need to purchase it in Florida, and how our firm can help you receive the compensation you need to heal. Here are some of the questions you may have:

What is PIP and do I have to purchase it?

PIP is a type of no-fault auto insurance that is designed to help cover the cost of at least a portion of your medical bills and lost wages after you’ve been hurt in an accident. “No-fault” simply means that you should receive some degree of compensation for your injury, even if you caused the accident, as long as you’ve purchased Personal Injury Protection insurance. Here in the state of Florida, motorists are required, by law, to purchase at least $10,000 in PIP. When they are injured in an accident, PIP will cover 80 percent of their medical bills, 60 percent of any lost wages they’ve incurred from being unable to return to work, and $5,000 in death benefits, if their loved one lost his or her life in the accident.

What should I do if the other driver caused my accident and PIP doesn’t cover all of the expenses I’ve incurred?

If you were hurt in an auto accident caused by another driver, you should strongly consider retaining the services of a competent Jacksonville auto accident attorney who can work to gather and present sufficient evidence to prove that you were injured because of another driver’s negligence in a personal injury claim. Unlike PIP, there is no cap on the amount of damages you can recover in a personal injury claim, which means that if you win your claim, the full cost of the damages you’ve sustained should be covered. Our firm has handled countless personal injury claims on behalf of those who’ve been wrongfully injured in auto accidents over the years, and we are prepared to do the same for you. If you have any other questions or would like to get started, give us a call today.

Contact our experienced Florida firm

Ansbacher Law is composed of knowledgeable attorneys who are ready to assist clients with various legal matters throughout North Florida. We understand the urgency of your personal injury claim and additional legal matters, which is why we provide each of our clients with compassionate and efficient legal assistance, every step of the way. Please contact our office for an initial consultation today.

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