What Happens if I am Injured in an Uber or Lyft Accident?

Feb 21, 2020 - Personal Injury

In today’s day and age, many people consider Uber and Lyft’s ridesharing services to be reliable, affordable means of transportation. For the most part, this is true, however, accidents do happen, and if you have been injured in one, you are most likely now seeking financial compensation. Please read on to learn more about Uber/Lyft accidents and how our Florida auto accident attorney can help you recover the compensation you need. Here are some of the questions you may have:

What are the most common causes of Uber/Lyft accidents?

Since Uber/Lyft drivers are responsible for swiftly transporting passengers to their destinations, they will very often exceed the speed limit. Unfortunately, speeding is one of the leading causes of car accidents, and Uber/Lyft vehicles are no exception. Additionally, distracted driving, as well as driving under the influence of drugs or alcohol are also significant contributors to Uber/Lyft accidents. No matter the case, if you were injured in an Uber/Lyft accident due to your driver’s negligence, you are most likely entitled to financial compensation.

How does Uber/Lyft’s liability coverage work?

Uber/Lyft provides injured passengers with liability coverage if they have been injured in an Uber/Lyft accident. Uber/Lyft’s liability coverage is as follows:

  • Period 0: This is when the Uber/Lyft driver has not yet logged into the rideshare app at the time of his or her accident. In this scenario, Uber/Lyft will not provide coverage.
  • Period 1: Period 1 is when the Uber/Lyft driver is logged in to the app but he or she has not yet accepted a ride at the time of the accident. In this case, Uber/Lyft will provide liability coverage of up to $50,000 per person injured in the accident, $100,000 total injury liability per accident, and $25,000 property damage liability.
  • Period 2: When the driver accepts a trip, is en route to the rider and gets into an accident, Uber/Lyft’s liability coverage increases to $1 million.
  • Period 3: If an accident occurs while a passenger is in the rideshare car and is injured, Uber/Lyft will provide liability coverage up to $1 million, as well as additional limited coverage for any damage to the driver’s car and uninsured motorists’ coverage.

If you have been injured in an Uber/Lyft accident, the most important thing you can do is reach out to an experienced Florida car accident attorney as soon as you can. Ansbacher Law is here to help.

Contact our experienced Florida firm

Ansbacher Law is composed of knowledgeable attorneys who are ready to assist clients with various legal matters throughout North Florida. We understand the urgency of your personal injury claim and additional legal matters, which is why we provide each of our clients with compassionate and efficient legal assistance, every step of the way. Please contact our office for an initial consultation today.

Read Our Latest Blog Posts