Uber/Lyft Accidents in Florida | What You Need to Know

Feb 25, 2021 - Car Accidents

Over the last few years, Uber and Lyft’s ridesharing services have begun to replace taxi cabs and other ridesharing services, and understandably so; Uber and Lyft are both reliable, economical, and, for the most part, safe ridesharing services. However, the unfortunate reality is that Uber/Lyft accidents still happen, and if you have been injured in one, you must continue reading and speak with our knowledgeable Florida personal injury attorney to learn more about these accidents and how our firm can help you through every step of the claims process ahead. Here are some of the questions you may have:

How do Uber/Lyft accidents happen?

Uber/Lyft accidents can occur for many different reasons, though not unlike most other auto accidents, they are often the result of negligence. Some of the most common causes of Uber/Lyft accidents include speeding, driving while intoxicated, driving while fatigued into late hours of the night, texting or using a GPS while driving, ignoring traffic lights and signs, and otherwise disobeying the rules and regulations of the road. 

What is Uber/Lyft’s liability coverage system?

Uber/Lyft share a liability coverage system for those who’ve been injured in Uber/Lyft accidents. The coverage you may receive for your injuries depends on the period in which your accident occurred. Uber/Lyft’s liability coverage system is as follows:

  • Period 0: This is when the Uber/Lyft driver has not yet logged into the rideshare app and causes an accident. When this happens, Uber/Lyft will not provide liability coverage to injured parties. 
  • Period 1: This is when the Uber/Lyft driver causes an accident while logged in to the app, though the driver has not yet accepted a ride. In this case, Uber/Lyft will provide liability coverage of up to $50,000 per person injured in the accident, $100,000 total injury liability per accident, and $25,000 property damage liability.
  • Period 2: This is when the Uber/Lyft driver causes an accident after accepting a trip and is en route to pick up the rider. In this case, Uber/Lyft’s liability coverage increases to $1 million.
  • Period 3: This is when an Uber/Lyft driver gets into an accident resulting in an injury while a passenger is in the car. In this case, Uber/Lyft will provide liability coverage up to $1 million, as well as additional limited coverage for any damage to the driver’s car and uninsured motorists’ coverage.

For any further questions, or if you’ve been injured in an Uber/Lyft accident, speak with our Jacksonville personal injury attorney today.

Contact our experienced Florida firm

Ansbacher Law is composed of knowledgeable attorneys who are ready to assist clients with various legal matters throughout North Florida. We understand the urgency of your personal injury claim and additional legal matters, which is why we provide each of our clients with compassionate and efficient legal assistance, every step of the way. Please contact our office for an initial consultation today.

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