Who Do I Sue if I’m Injured in an Accident With an Uninsured Motorist in Florida?

person driving car

Every day, negligent drivers plague the roads of Jacksonville and the entire state of Florida. Unfortunately, in many cases, these drivers are uninsured or underinsured. Typically, when someone is injured in an accident caused by another driver, they will sue that driver’s insurance company for financial compensation. However, if the other driver does not have insurance, you may feel stumped as to who you will hold responsible for your injuries. Please continue reading and reach out to our experienced Jacksonville auto accident attorneys to learn more about uninsured motorist accidents and how we can help you recover the compensation you deserve and need to get your life back. Here are some of the questions you may have:

Is uninsured motorist coverage mandatory in the state of Florida?

Uninsured motorist coverage is not mandatory here in the state of Florida, but it is a good idea to purchase it if you can. All insurance companies in Florida offer $10,000 in uninsured motorist bodily injury coverage per person and up to $20,000 per accident.

Who do I sue if an uninsured motorist caused my accident?

If you were hurt by a motorist who doesn’t have insurance and you’ve purchased uninsured motorist coverage, you will file an injury claim with your own insurance company. The compensation you may receive can help you cover the cost of lost wages from being unable to return to work, the cost of medical bills associated with your injury, and more.

What can I do to improve my chances of winning a personal injury claim?

To improve your chances of winning a personal injury claim, you should do what you can to document the accident. The first step is always calling the police. Once you do, you should photograph the accident and any damage it caused. Ensure you take a picture of the other driver’s license plate as well, in case he or she decides to drive away. You should also ask witnesses for their contact information. Once medical services arrive and you’re taken to a hospital for treatment, make it a point to hold onto any documentation pertaining to your injuries. Finally, you should speak with an attorney who can walk you through your options and fight for your future.

If you have any additional questions about uninsured motorist coverage or how a Jacksonville personal injury lawyer from our legal team can help you proceed with your personal injury claim, give us a call today.


Ansbacher Law is composed of knowledgeable attorneys who are ready to assist clients with various legal matters throughout North Florida. Please contact our office for an initial consultation today.