Speaking With Insurance Adjusters After a Car Accident | What to Know

Mar 11, 2021 - Car Accidents

After a car accident, you will most likely have to speak with the other driver’s insurance company, especially if you were injured in the accident. That being said, if you were injured in a car accident due to another driver’s negligence, you should strongly consider hiring an experienced Florida personal injury attorney and reading the rest of this blog to learn more about how to properly deal with insurance adjusters. 

Speaking With Insurance Adjusters After a Car Accident 

  • The first thing that you should know is that you should never speak with an insurance company before hiring a personal injury attorney. This is because insurance companies are businesses, and oftentimes, they care more about their bottom line than they do about you recovering the compensation you need. In short, they are not your advocate, but we are. We will ensure that you do not accept a lowball settlement or sign any paperwork that is unfair or puts you at a disadvantage. 
  • You should also know that in many cases, insurance adjusters will use sneaky tactics to try and get you to contradict yourself or downplay your injuries. This is why it is so critical that you obtain medical documentation and bills concerning your injuries, as we can use these hard facts to prove the extent of your injuries and the damages you’ve sustained. Furthermore, having an attorney present during these conversations can ensure that you do not fall into any of their traps or answer a trick question “incorrectly.”
  • In many cases, after an accident, the other party’s insurance company will try to send you to a specific auto body shop. You do not have to follow this recommendation. Oftentimes, they have deals worked out with these shops, and if you choose that shop, you may receive an estimate that does not fully cover the cost of the damage done to your car. The bottom line is that if you have an auto body shop that you trust, you should pick that one instead 
  • As previously stated, in many cases, insurance companies will offer you a lowball settlement initially. If you deny this settlement, you shouldn’t be surprised if the insurance company all of a sudden gives you the silent treatment. This is because they are hoping that you will wait longer than the statute of limitations allows to file your claim. Our firm can keep after the insurance company to ensure that they respond in a timely fashion and cooperate with us at all times. 

If you have any additional questions, please do not hesitate to give our Jacksonville personal injury attorneys a call today. 

Contact our experienced Florida firm

Ansbacher Law is composed of knowledgeable attorneys who are ready to assist clients with various legal matters throughout North Florida. We understand the urgency of your personal injury claim and additional legal matters, which is why we provide each of our clients with compassionate and efficient legal assistance, every step of the way. Please contact our office for an initial consultation today.

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